uob individual banking
uob individual banking
Blog Article
UOB Bank provides a number of personal banking products and services built to satisfy the economical demands of people. Under is an intensive overview to assist you to realize the key factors and offerings.
Sorts of Accounts
Financial savings Account: This account helps you to get monetary savings when earning interest.
Characteristics: Easy accessibility, interest earnings, nominal service fees.
Advantages: Risk-free spot for your resources, possible progress as a result of interest.
Existing Account: Ideal for each day transactions and running costs.
Characteristics: Checkbook facility, overdraft defense.
Gains: Convenient for regular payments and withdrawals.
Set Deposit Account: For anyone planning to gain bigger desire rates more than a fixed period.
Attributes: Set phrase deposits, larger curiosity charges when compared with personal savings accounts.
Added benefits: Safe expenditure selection with predictable returns.
Loans
Individual Loans: Unsecured financial loans that could be employed for different applications like education and learning or household renovation.
Sorts:
Installment Loans
Credit history Strains
Positive aspects: Flexible repayment conditions, competitive interest fees.
Household Loans: Personalized alternatives for acquiring home or refinancing present mortgages.
Types:
Fastened Charge Home Personal loan
Floating Fee House Personal loan
Rewards: Different options to match individual desires, desirable fees.
Charge cards
UOB offers A variety of bank cards catering to distinct existence and paying patterns:
Rewards Playing cards: Earn factors on just about every buy which may be redeemed for items or travel miles.
Cashback Playing cards: Get income rebates on day to day paying which include groceries and dining out.
Journey Playing cards: Distinctive Advantages like air miles accumulation and journey coverage coverage.
Expenditure Products and services
For individuals considering rising their prosperity through investments:
Unit Trusts * Diversified portfolio managed by pros. * Suited to long-term development goals.
Structured Deposits * Combines the capabilities of common deposits with investment goods. * Probably increased returns but with a few possibility associated.
Coverage Products and solutions
To shield yourself and All your family members against unexpected situations:
Everyday living Insurance * Provides economical stability check here in the event of Loss of life or vital sickness. * May also serve as a price savings Software depending upon the coverage picked.
Wellness Insurance policy * Covers professional medical charges like hospitalization fees. * Important for mitigating significant healthcare costs.
Electronic Banking Providers
Comfort at your fingertips as a result of digital platforms:
Internet Banking
Helps you to deal with your funds on-line:
Perspective account balances and transaction historical past
Transfer funds amongst accounts or spend expenditures
Make an application for new products and solutions (loans/bank cards)
Mobile Banking
Banking on-the-go by means of mobile apps:
Quick stability checks
Cellular payment options (QR code payments)
Notifications & alerts about account action
Using these extensive choices, UOB aims to provide customized banking methods that cater especially to individual needs though making certain advantage and stability in all transactions.